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Posted in Rosewood, Saskatoon Real Estate
New property listed in Rosewood, Saskatoon

I have listed a new property at 178 Mazurek CRES in Saskatoon. See details here

1955 Sq ft 2 storey House with Basement suite separate entrance. 3 Car Garage With 3 Garage Doors Third Garage door opens to the back of the house. **Option for 2 bed room basement suite can be finished Side separate access already completed plus Egress Windows. **Main House; Upgraded with Porcelain tiles , waterproof Laminate. Quartz counter tops. Soft close doors drawers Kitchen Cabinets. Upgraded light fixtures and upgraded Bath room fixtures. OTR microwave and Dishwasher is included. Main floor has Large entry Half wash room very spacious kitchen with large island and Lining room with dining area . Large windows and patio door opens to Deck in the back side. Large steps takes you to the 2nd floor with large size bad rooms and 13x14 Bonus room for TV or study. 2nd floor has Large laundry area. Master bed room on-suite has Shower and Jetted tub with 2 sinks. Large back yard. House for your family. Large Drive way is finished. Deck is finished, A/C installed. Upgraded water heater and Furnace, Ventilation system. Progressive new home warranty Please come visit this house and make it yours. will be finished in September 2025 Pictures from previous similar house.

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Posted in Lakewood S.C., Saskatoon Real Estate
New property listed in Lakewood S.C., Saskatoon

I have listed a new property at 210 303 Slimmon PL in Saskatoon. See details here

WELCOME HOME, to this 1123sq/ft, 2 storey, townhouse located in the quiet and sought after community of Lakewood S.C.. Upon entering you are greeted by a spacious floor plan which offers an abundance of natural light and a space where you can effortlessly entertain for seamless interaction with family and friends. The beautiful yet practical kitchen and dining area is complete, all appliances included, granite countertops, pantry and ample cabinetry for all your cooking & storage needs. The main floor also features a 2pc bathroom. Moving upstairs you'll find three generous bedrooms, and a 4pc bathroom. The master bedroom also features a walk-in closet, providing plenty of space for all your wardrobe needs. Lastly the undeveloped basement is ready for you to add your finishing touches and create a space suitable specifically to your needs and is currently home to the laundry and utility spaces. Additional items to note: Patio area to enjoy during the summer months, He furnace & water, one surface parking stall (electrified), RI central vacant ideally located to shopping, amenities, walking paths, public transit and schools.

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Posted in Rosewood, Saskatoon Real Estate
New property listed in Rosewood, Saskatoon

I have listed a new property at 154 Mazurek CRES in Saskatoon. See details here

House under construction. GST and PST included and rebates to Builder. Legal basement suite can be built and buyers can qualify for basement suite development Rebate maximum of 35%. Two Bed room Legal Basement suite can be built after rebates for $50700.00 Concrete Drive way , Deck , Air conditioner , All kitchen Stainless steel appliances included. 3 Payne windows. Hardwood Tiles , upgraded carpet included. Delta Bath fixtures and upgraded Light fixtures included. Living Dining Hardwood floors, Kitchen with quartz counter tops and back splash an tiled floors. Main floor both bath rooms tiles floors, All bed rooms Carpet and large closets. Reputable Builder , 11 years experience , Progressive new home warranty. Photos from previous houses.

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Posted in Rosewood, Saskatoon Real Estate
New property listed in Rosewood, Saskatoon

I have listed a new property at 431 Flynn LANE in Saskatoon. See details here

Rosewood-Best Location. Very close from school, and park. 1370 sq.ft. house with lots of upgrades and 2 Bed Room Legal Rental basement suite already rented. **Deck included. ** Concrete Drive way, landscaping, fence completed . **Main house very large entry. 6 total Bedrooms,4 washrooms. 2 kitchens. Exterior Stucco and Stone. **Interior Main floor = kitchen with stainless steel appliances with soft close drawer's, doors. Quartz counter tops through out, sinks and elongated toilets. Delta Bath fixtures. Energy efficient 50 gallon water heater. High efficiency Furnace, Air exchange system installed. Sump pump installed. Central air conditioner installed. 2 car attached car garage with high ceiling and windows for natural light. Upgraded Garage doors. Garage is insulated and dry-walled. **Main side Basement with main floor lay out is awesome = Big room with washroom and laundry, Lots of storage place. **LEGAL Basement suite with private separate door = Separate 2 Bed room, kitchen plus all kitchen Appliances, Living, full washroom and laundry plus separate water heater / electric heating.

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Posted in Rosewood, Saskatoon Real Estate
New property listed in Rosewood, Saskatoon

I have listed a new property at 119 Schumacher BAY in Saskatoon. See details here

New house listing. Modified Bi -Level 1620 Sqft. With 2 bed room Private basement suite. House is rented Main floor and basement. Can be ready for possession in September. Large entry area with very large closet. Very Large Living room with hardwood floors through out with Open style Kitchen and Dining area. @ large size bed rooms With large closets and Full washroom. Laundry is also on Main floor as well. Master Bed above Garage area with walk-in closet and Full on-suite wash room. Main house has Family room or play area in the basement with more storage under the entry area. and Mechanical Room. There can be door open to basement suite if needed. Basement Suite: Separate private entry to 2 Bedroom basement Suite, Kitchen, Living, Full washroom. Electric baseboard heat. Pictures from previous listing. Make an appointment to see this house from inside.

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Posted in Rosewood, Saskatoon Real Estate
New property listed in Rosewood, Saskatoon

I have listed a new property at 602 Hamm PL in Saskatoon. See details here

Brand new construction, Corner lot good for more parking. 1330 Sqft Bi level house fully finished with Drive way. 2 Bed room Legal basement Suite finished with All appliances. Laundry washer and dryers included with main House and basement suite. Main house: Large entry with winter clothing closet. Living room with dining area All installed with Hardwood. Large Kitchen with All stainless steel upgraded appliances. Master Bed room with upgraded carpet and on-suite full washroom. Two large bed room with Full size bed room on the main floor. Main house side basement is finished. one large Family room with full wash room . Laundry in mechanical room Washer dryer included. Legal Basement Suite: Large entry with tiles flooring. Large windows in the basement. Open style Living Dining kitchen with Laundry closet. Separate Water heater. Baseboard electric heating. 2 Large size bed room over sized closets. Ready for renting. Can be a big help for mortgage. Please visit.

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Managing Humidity in your home

HUMIDITY TOO HIGH IN THE WINTER?
• When the air is too humid in your home, increased moisture can result in stained ceilings and walls, excess
attic frost, frost/condensations on the windows, doors and doorknobs, as well as swollen hardwood floors,
doors and cabinets.
• While many homeowners don't realize it, newer, energy-efficient homes tend to fall victim to problems of
high humidity more often. Because these homes are sealed up tight to prevent energy loss from heating
and cooling, the home also seals in a lot of moisture.
• The homeowner is responsible to monitor and manage the humidity in their home regularly, especially
during winter months
The following are some basic steps to controlling the humidity in your home:


CONTROLLING THE ENVIRONMENT
HRV (Heat Recovery Ventilator)
• Proper settings and operation are critical in preventing unintended damage to
ceilings, window trims, and other parts of your home.
• An HRV is designed to expel stale moist air and draw in drier, fresh
air. It also provides a vital balance in air pressure.
• If your home is equipped with an HRV make sure the filters are cleaned
regularly and the unit is running properly, with settings fit for winter operation
(check the “winter setting” chart).
• In winter months (October-March), an HRV may be required to run all the time to assist in maintaining
appropriate relative humidity levels.
• Make sure your HRV is properly programmed to draw in air from outside and operate automatically in
response to the conditions in your home. It may enter a “defrost cycle” occasionally but will return to
drawing fresh air once complete.
• The colder the weather, the more important it is to maintain appropriate relative humidity levels.
• Ensure HRV Filter is clean and clear of debris.
Ventilation Fans (Homes equipped with ventilation fans instead of an HRV)
• While there are many different configurations, the concept is the same. If your home has a primary
ventilation fan instead of an HRV it is vital the unit be in operation especially during the winter months.
• As with the HRV, the ventilation fan provides a necessary service in the exchange of stale moist air with dry
fresh air. It also provides a balance of air pressure reducing the chance that moist air is pushed into cold
spaces (attic) in turn condensing and turning to frost.

Kitchens & Bathrooms
• In the winter especially, it is very important you run the provided fans, not only during cooking and
showering but for at least 60 minutes after to help manage your homes humidity.
• Moisture in the fan vent pipe requires time to evaporate or it may freeze as it enters attic space, or drip
back down into the home.
Heat Ducts & Airflow
• Air must be allowed to flow freely around the home.
• Replace furnace filters as required by the manufacturer.
• Raise blinds in the morning, open the curtains.
• Make sure heat vents are not covered by curtains, furniture, rugs, beds etc.
• Remove any ice build up from exhaust fans.
* If you are unsure as to the operation and maintenance of your mechanical equipment, please reach out to your builder or our team for
further information or assistance.
GETTING READY FOR WINTER CHECKLIST
 Set HRV humidity %. Start at 25% and adjust accordingly.
 Set cycle time to 20 minutes/60 and adjust accordingly. May be required to adjust to full/max cycle setting.
 Monitor humidity levels throughout winter months and adjust accordingly.
 If you have a Primary Ventilation Fan (PVF) switch (generally in your mechanical room), ensure it is turned
on for the winter months.
 Run bathroom fans and hood fan during and for 60+ minutes after using the shower or cooking facilities.
 Humidifier (if applicable) set to winter mode or turned off (if necessary).
 Replace your furnace filter as per the manufacturer’s instructions.
 Wash your HRV filters (if applicable) to ensure they are clean and clear of any debris.
 Keep snow clear from around your roof vents if possible.
 Keep your garage floor and driveway as clear as possible of snow and ice. Note: application of salts and/or
de-icers may damage concrete.
 Run water through plumbing fixtures that are not used regularly to ensure there is water in the p-trap.
 Balance air flow at heating ducts.
 Clean range hood filter.
 Review granite countertops and tile backsplash, apply sealer to counters and grout.
 Pour bucket of water into floor drains to avoid a dry p-trap.
 Review your roof often for ice dams and snow build-up to ensure attic vents are not obstructed.
 Keep snow away from gas meters, gas appliance vents, exhaust vents, and basement windows.
 Monitor outdoor vents, gas meters, and chimneys for ice and snow build-up.
 Test fire and smoke detectors and change back-up batteries.
 Check electrical cords, plugs, and outlets for all indoor and outdoor seasonal lights for fire safety.

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There are many reasons why homeowners choose to get into the rental market. Many choose to rent out their homes while waiting for the market to improve. Some homeowners want to generate rental income from a second home or vacation property. Still others find themselves with multiple properties in hand after large life events, such as marriage, relocation, or inheritance.

Regardless of the reasons for getting into the business of renting properties, it’s important to get started on the right foot. That involves asking yourself some hard questions, doing your research, calling in the experts, and even putting in some elbow grease to get your property ready for the rental market. Here’s a quick guide to what’s involved.

Mull it over
Owning a rental property is much more than just collecting payments every month. As a landlord, you are legally responsible for providing a safe, livable home for your tenants, as well as maintaining the property with timely repairs. Consider that owning and maintaining rental properties is running a business. Ensure that you have the time, resources, skills, and patience for the often-unpredictable nature of the industry.

Do your research
Take a long, hard look at your rental unit and write a list of its attributes, including square footage, neighborhood, number of bedrooms and bathrooms, amenities, and yard size. Then, search for comparable units online to get a good idea for how much you’ll be able to charge.

Number crunching
Once you know how much you’ll be able to charge for your rental property, consider additional costs, such as the increased price of homeowners’ insurance, the cost of maintenance and repairs, unanticipated damage by occupants, carrying costs between tenants, and advertising, to name a few.

To outsource, or not to outsource?
If you are interested in renting your property, but don’t want to fulfill the role of landlord, consider hiring a property management company. In exchange for a monthly fee, property managers will find and screen tenants, serve as the main point of contact for occupants, manage repairs, collect rent payments, and tackle other duties.

Consult a lawyer and accountant
Rental income must be reported on your taxes, but some expenses may be tax deductible. Consult a qualified accountant to explore the potential financial gains and losses that come with renting property.

Additionally, consult a real estate attorney in your local area. While you may be able to find sample rental contracts online, a lawyer who is familiar with laws and regulations in your local area will make sure that the lease agreement your tenants will sign is legal, appropriate, and protects you in case of unexpected events.

Prepare the property
Lastly, get the property itself ready for listing. This can mean tasks as minor as removing your personal belongings, or more substantial improvements like upgrading appliances and painting. If you’re utilizing a property management company, ask them for tips on how to get your property rental ready.

With good preparation, consultations from experts, and an honest look at the finances involved, homeowners can find renting property to be a beneficial way to increase income, delay selling a home until the market improves, or cover costs associated with owning multiple properties.

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Before you start looking at homes, you should figure out what you can afford by getting pre-approved for a mortgage. Doing some calculations of your own may give you a rough number but with so many factors involved it’s always best to get in touch with a Mortgage Specialist like myself.

Keep in mind that being “pre-qualified” and “pre-approved” are two very different things despite the terms becoming interchangeable over time. Pre-qualifying for a mortgage involves a quick review of your finances to estimate an approximate amount of a mortgage that you may be able to qualify for. On the other hand being pre-approved means actually applying for a mortgage with the approval subject to the home qualifying as well.

Real estate agents and sellers alike often prefer to work with buyers who have already been pre-approved for a mortgage because it saves everyone a lot of time knowing that you can afford the asking price. In multiple offer situations most sellers will also accept an offer from a pre-approved buyer before considering anyone else.

In order to get pre-approved we will need to:

  1. Gather Financial Information

Provide as much financial information as you can including recent pay stubs, previous tax returns, proof of assets and liabilities along with any debts you may have. The more information I have the easier it will be to get you pre-approved.

  1. Calculate Your Total Debt Service (TDS)

Your Total Debt Service is an accurate measure of your ability to pay your mortgage by taking into account monthly obligations like car or credit card payments and housing costs. A TDS of 40% or below would be ideal. If you happen to be higher debt consolidation might give you some relief.

  1. Perform a Credit Check

To perform a credit check I’ll need your social insurance number along with your spouse’s or any co-signer.

It’s always a good idea to request a credit report beforehand in case there are discrepancies. That way you have time to address problems before the process even begins. You are entitled to a free credit report more than once a year so long as it’s requested in writing and you choose to receive the printed copy by mail.

Once we’ve gone over your financial information, marital status etc. you will need to sign some disclosures. At that point your mortgage application will be reviewed, signed and submitted through the underwriting process. When approved Affinity Credit Union will issue a pre-approval letter which outlines the terms of the mortgage approval.

Congratulations! Now that you’re pre-approved for your mortgage you can begin looking for your new home!

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Categories:   Lakewood S.C., Saskatoon Real Estate | Rosewood, Saskatoon Real Estate
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